Probably the easiest way of ensuring that you select the best annuity options for your circumstances and make the most of your pension funds at retirement is to seek annuity advice and assistance from an independent pension adviser.
They do this kind of thing for a living. For them it's a relatively quick and easy process.
They have the knowledge, the contacts and the tools and technology to do the job properly for you.
It'll save you from a big headache.
Let them provide you with advice and do all of the form filling and ringing around for you.
By using a professional adviser, you gain an additional benefit. If their advice turns out to be unsuitable at the time it was given you will be able to make a complaint, and if successful, receive compensation.
If you do it all yourself and you get it wrong you can't complain and you will get nothing.
You could potentially miss out on thousands of pounds in lost retirement income and you will have nobody to blame but yourself.
If you want to take the easy way through the annuity buying process without taking any chances, get some good independent pension annuity advice and assistance.