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FIND THE BEST ANNUITY RATES & ANNUITIES IN 2014

> Use your Open Market Option and shop around for the best annuity rates.
> Boost your annuity income by 25% or more!
> Find out about the different types of annuities and annuity alternatives.
> Get annuity quotes and advice to find the best solution for your personal needs.

ANNUITIES

There are many different types of annuities to suit your income needs.

 

The Different Types Of Annuities
Lifetime Annuity
Enhanced Annuity
Impaired Life Annuity
Smoker Annuity
Postcode Annuity
 

ANNUITY RATES

Annuity Rates vary between providers. Some pay a lot more than others.

 

Annuity Rates - Introduction
The Best Annuity Rates
Enhanced Annuity Rates
Impaired Life Annuity Rates
Smoker Annuity Rates
Postcode Annuity Rates
Open Market Option
 

ANNUITY OPTIONS

Annuities come with a range of options.

 

 

Single Life Annuity
Joint Life Annuity
Level Annuity Income
Index Linked Annuity Income
Annuity Guarantee Period
Income Payment Frequency

ANNUITY ALTERNATIVES

You don't need to buy an annuity at retirement. There are alternatives.

 

Annuity Alternatives - Introduction
Capped Drawdown
Flexible Drawdown
Third Way / Hybrid Pensions
Trivial Commutation
 

LATEST ARTICLES

Proposed Pension Changes for April 2015

In the Budget 2014, the UK government proposed changes to pensions legislation that would take effect from April 2015.

Capped Drawdown GAD Rate For April 2014

Capped Drawdown GAD Rate For February 2013

Capped Drawdown GAD Rate For January 2013

Capped Drawdown GAD Rate For December 2012

Gender Equalisation Of Annuity Rates

TYPICAL STANDARD ANNUITY RATES

SINGLE LIFE ANNUITY EXAMPLES
FEMALE / MALE AGED ANNUAL ANNUITY INCOME
55
£4,860.00
60
£5,472.00
65
£6,108.00
70
£6,888.00
 
JOINT LIFE ANNUITY EXAMPLES
MALE (M) AGED / FEMALE (F) AGED ANNUAL ANNUITY INCOME
M 55 / F 50
£4,596.00
M 60 / F 55
£5,100.00
M 65 / F 60
£5,604.00
M 70 / F 65
£6,192.00

The above figures are for illustrative purposes only. They are based on standard annuity rates for a conventional Lifetime Annuity with level income, no guaranteed period and the income paid in arrears without proportion bought with a pension pot of £100,000. The Joint Life Annuity figures also include a 50% widow's pension.
A Wokingham RG40 postcode was used for quotation purposes. The income figures shown are gross.
Annuity rates checked: 09/02/2014 . Source: Money Advice Service Annuity Comparison Tables

GET UP TO 40% MORE ANNUITY INCOME!

Don't make the mistake of accepting the first annuity offer that you receive!

Far too many people fail to shop around for their annuity at retirement and don't investigate the alternatives such as Capped Drawdown.

As a consequence, they lose out on valuable extra retirement income by not getting the best annuity rates or the best retirement income product for their personal circumstances.

Capped Drawdown Income Calculator

TRY OUR
CAPPED DRAWDOWN
INCOME CALCULATOR

Capped Drawdown Income Calculator

SEE OUR
HISTORIC
GAD RATE TABLE

Capped Drawdown Information

CAPPED DRAWDOWN
INFORMATION

CAPPED DRAWDOWN MAXIMUM INCOME EXAMPLES

FEMALE / MALE AGED MAXIMUM ANNUAL CAPPED DRAWDOWN INCOME
55 £7,200.00
60 £7,950.00
65 £8,850.00
70 £10,350.00
75 £12,450.00
80 £16,200.00
85 £22,050.00
 

The above figures are for illustrative purposes only and have been calculated using the 2011 HMRC Drawdown Pension Tables (150% Max GAD), the Gilt Yield/GAD Rate that applies for this month and a pension pot of £100,000. The income figures shown are gross. Although we have made every effort to ensure that the figures are accurate, you should not rely upon them solely to make financial decisions. For more precise figures you should obtain an illustration from a Capped Drawdown provider or financial adviser.

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The contents of this website are intended to be used for information/educational purposes only and relates to legislation in the UK. We are not financial advisers and are not regulated by the Financial Conduct Authority. This website contains no advice or personal recommendations. Do not rely solely on the information contained in this website to make decisions about the future of your pension funds or other investments. Although we try to keep the information up to date and correct, we make no representations or warranties of any kind, expressed or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. If you need advice, you can click on the appropriate sponsor links shown or talk to a financial adviser of your own choice directly.

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